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Terms & Conditions

Please read the following terms and conditions carefully. They govern your access and use of this website. Please use the internet wisely.


By accessing or using this website, you agree to be bound by these terms and conditions and accept them in full, as they may be modified by Guardian Bank (for purposes of these terms and conditions the term “Guardian Bank“ includes Guardian Bank's affiliates, as applicable) from time to time and posted on this website.

Copyrights And Other Intellectual Property

Except where otherwise expressly noted or as noted below, all contents of this website, including the graphics, icons and overall appearance of the website, are the sole and exclusive property of Guardian Bank, and/or its subsidiaries or affiliates. The posting of the contents of this website neither constitutes a waiver of any of Guardian Bank's proprietary rights or any other party's proprietary rights, including but not limited to, copyrights, trademarks, servicemarks, patents, and other intellectual property, nor a transfer by implication, estoppel, or otherwise of any such rights or of any license to the website user or to any third party. Contents of this website are protected by United States and International copyright laws, both as individual works and as a collection and by United States and international trademark laws. You agree not to delete any copyright, trademark or similar notice from any contents you obtain from the website. Contents are included in this website solely for the personal use of website users. You may not copy (other than a copy for personal use), modify, distribute, transmit, display, perform, reproduce, transfer, resell, or republish any of the contents of this website without the prior written consent of Guardian Bank, which may be withheld in its sole discretion.

Links To Other Websites

Guardian Bank may establish links between this website and one or more websites operated by third parties (non-affiliates of Guardian Bank). Guardian Bank has no control over any such other websites or the contents therein. The existence of any such links shall not constitute an endorsement by Guardian Bank of such websites, the contents of the websites, or the operators of the websites.

Guardian Bank makes no representation, warranty or guarantee regarding your use of Stocks.com, Bloomberg.com or NYSE.com (New York Stock Exchange). You should seek professional advice for any questions or issues regarding your investment decisions. Guardian Bank does not endorse, guarantee, represent, warrant or recommend the products and/or services nor their accuracy, completeness, or usefulness. Any opinions, judgments, advice, statements, services, offers or other information are those of the author or distributor and not Guardian Bank.

No Warranty

Although Guardian Bank attempts to provide accurate information, names, images, pictures, logos, icons, documents, and materials (collectively, the “Contents“) on the website, it makes no representation, endorsement, or warranty that such contents are accurate or suitable for any particular purpose. The website and its contents are provided on an “as is“ basis. Use of the website and its contents is at the user's sole risk. The website and its contents are provided without any representations, endorsements, or warranties of any kind whatsoever, either express or implied, including, but not limited to, any warranties of title or accuracy and any implied warranties or merchantability, fitness for a particular purpose, or non-infringement, with the sole exception of warranties (if any) which cannot be expressly excluded under applicable law. As noted above, Guardian Bank also makes no representations, endorsements, or warranties, either express or implied, with respect to any website operated by a third party. Limitation Of Liability

In no event will Guardian Bank, or its subsidiaries, affiliates, contractors, or their respective employees be liable for any damages, including, without limitation, indirect, incidental, special, consequential or punitive damages, whether under a contract, tort or any other theory of liability, arising in connection with any party's use of the website or in connection with any failure of performance, error, omission, interruption, defect, delay in operation or transmission, computer virus, line system failure, loss of data, or loss of use related to this website, or any website operated by any third party or any contents of this website or any other website, even if Guardian Bank is aware of the possibility of such damages.

Transmissions To And From This Website

Except where expressly indicated otherwise, transmissions to and from this website or directed to Guardian Bank, including e-mails, are not sent in a secure form and can be intercepted by third parties and may not be immediately received by the appropriate business unit at Guardian Bank. Please do not use e-mail to send us communications which contain confidential information, which we require to be in writing, or which need our immediate attention. Please call 1-229-241-9444 or write us instead at this address: Guardian Bank, PO Box 3340, Valdosta, Georgia, 31604-3340, Attention: Customer Service. Any transmission to this website, including e-mails, shall be deemed and remain the property of Guardian Bank. Guardian Bank shall be free to use, for any purpose, any ideas, concepts or techniques provided by a website user to Guardian Bank through this website.


Guardian Bank may, at any time, make modifications, changes, and alterations to the contents of this website, including these terms and conditions, without prior notice. You are responsible for regularly reviewing these terms and conditions. Your continued use of this website following any modifications, changes, or alterations shall constitute your acceptance of such modifications, changes, or alterations.

Service Contract

You may contact Guardian Bank by e-mail at customerservice@guardianbankonline.com or by phone at 1-229-241-9444 or by mail to Guardian Bank, PO Box 3340, Valdosta, Georgia, 31604-3340, Attention: Customer Service with questions or problems with this website.

Governing Law

Use of this website shall be governed by all applicable Federal laws of the United States of America and the laws of the State of Georgia.

Usage Of Online Banking

Access to the online banking product will become disabled after 120 days of inactivity. To reactivate your online access, please contact a customer service representative at Guardian Bank at 1-229-241-9444.

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