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Personal Savings Accounts

Guardian Bank savings accounts offer the earning power of great rates with low minimum balance requirements.

Personal Savings Account

The perfect way to save! With only a minimum of $100 to open the account, you'll earn interest while keeping your money safe and sound. The interest rate is announced when the account is open and is compounded and paid quarterly. There is a $5 quarterly fee should the balance fall below $250 at any point in the quarter and there is no service charge for customers under the age of 18. Federal banking regulations limit certain transactions to six per calendar month. However, an item fee of $3.00 will be charged for each withdrawal in excess of six per quarterly statement cycle.

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