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Home Equity Loans

A home equity loan or line of credit from Guardian Bank can help you with various remodeling needs.  You can also use a home equity loan to purchase a new car or boat, consolidate existing debt, or access your home's equity to help pay for college tuition.  

Home Equity Line of Credit (HELOC)

A home equity line of credit offers you the flexibility to advance and pay down your loan as needed with the ability to lock in fixed monthly payments for large purchases while maintaining easy access to the remaining line of credit.

  • Experienced loan officers
  • Competitive rates
  • Local decisions
  • Quick response

Loan Benefits

  • Low monthly payments and flexible terms
  • Interest may be tax deductible – consult your tax adviser
  • Perfect for current and future credit needs – giving you greater financial flexibility
  • Use for almost any purpose, including bill consolidation, college tuition or home improvements

Loan Terms

  • Various terms available 

Home Equity Loan (2nd Mortgage)

A home equity loan allows you to take advantage of a low fixed rate and fixed repayment schedule.

  • Experienced loan officers
  • Competitive rates
  • Local decisions
  • Quick response

Loan Benefits

  • Low monthly payments and flexible terms
  • Interest may be tax deductible – consult your tax adviser
  • Perfect for current and future credit needs – giving you greater financial flexibility
  • Use for almost any purpose, including bill consolidation, college tuition or home improvements

Loan Terms

  • Various terms available

Residential Lot Loan

Guardian Bank land loan financing allows you to purchase the land for your new home construction prior to build out.

Loan Benefits

  • Purchase property or acreage for future home site even if you are not ready to build
  • Finance property for new home or a vacation home

Loan Terms

  • Varous terms available

Land Loan

Guardian Bank land loan financing allows you to purchase unencumbered raw land for various purposes

Loan Benefits

  • Purchase property or acreage for future home site even if you are not ready to build

Loan Terms

  • Various terms available

Construction Loan

Guardian Bank’s construction loan is the perfect solution to finance the construction of your new home.

Loan Benefits

  • Finance construction of home before beginning mortgage payments

Loan Terms

  • Various terms available

Why Guardian

 

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