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Debit, Credit & Convenience Cards

MasterCard® Debit Card with Chip Technology

Small but Mighty

There is nothing more important to us than our customers, which is why we're proud to introduce new debit cards with chip technology. Embedded in the debit card is a tiny chip that helps prevent fraud by encrypting transaction and cardholder information each and every time an in-person transaction takes place.

It will look and feel just like the debit card you're used to, but the protection you receive from chip cards is much better. We take seriously the trust our customers place in us, and these new debit cards are part of our ongoing commitment to be a community partner with you.

How to Use It

Chip cards operate a bit differently than the traditional "swipe" cards. When make a transaction, instead of sliding your card down the magnetic strip reader you "dip" your card in the bottom of the terminal, wait a few seconds while the chip processes the payment, and then remove. The process takes a few moments longer but delivers far superior security.

If you are at a merchant who isn't able to process a chip-card, go ahead and "swipe" your card. It may take some time before each and every place you shop offers the ability to use a chip card, but online and telephone purchases will work the same as they did with the old cards.

If your card is lost, stolen, or compromised, please call 1-800-383-8000.

Visa® Credit Card

  • Competitive rates*
  • Reward points for merchandise and travel
  • Tickets good on any airline with no blackout dates
  • No interest charged if total balance is paid before due date
  • Fixed interest rate

For specific restrictions, limitations, and other details, please consult a Guardian Bank Customer Service Representative.

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*see the card application's Important Disclosures for current terms, rates, and fees. Credit cards are subject to credit approval. Cards are issued by TCM Bank, N.A.?

Visa® Travel Cards

Don’t Just Travel. Travel Smart. Offering the security of traveler's cheques along with the convenience of a debit card is what you receive when using the Guardian Bank Visa® Travel card.

  • Adjustable balance ($100 minimum and $5,000 maximum)
  • Can reload card up to 4 times and used at any ATM machine
  • Can be used anywhere Visa debit cards are accepted, including stores, online, over the phone, and via mail.
  • Fast and easy replacement of lost or stolen cards and cash.
  • Purchase fee of $5 except for Premier and President Club account holders.

For specific restrictions, limitations and other details, please consult a Guardian Bank representative

Visa® Gift Cards

  • Can load any amount to card between $10 and $750
  • Can be used anywhere Visa debit cards are accepted
  • No card fees for Premier and President Club account holders
  • Card expires after 5 years; no pin or ATM usage; cannot be redeemed for cash

For specific restrictions, limitations and other details, please consult a Guardian Bank Customer Service Representative.

 

Why Guardian

 

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