Internet Banking

Protect Yourself

  • Guardian Bank will never ask for personal information via e-mail, telephone or web site.
  • Keep your passwords and pin numbers private.
  • Contact the bank immediately if you feel your personal information has been compromised.

Guardian Bank recognizes the fact that you visit our internet banking website you expect your privacy to be honored. This Privacy Policy addresses certain events in which we may collect, maintain and utilize any information you provided to us online. Please read this policy in its entirety before giving any personal information such as sending e-mail, electronic bill payment, online banking, and any other online financial tools.

NOTICE OF YOUR FINANCIAL PRIVACY RIGHTS

This is our privacy notice for our customers. When we use the words “you” and “your” we mean the following types of customers:

  • All of our consumer customers who have a continuing relationship with us, such as:
    • Deposit Account
    • Loan Account
    • Credit Card
    • Self-Directed Individual Retirement Account where we act as Custodian or Trustee
    • Home Mortgage Brokerage

We will tell you the sources for nonpublic personal information we collect on our customers. We will tell you what measures we take to secure that information.

We first define some terms:

  • We, our, and us means Guardian Bank
  • Nonpublic personal information means information about you that we collect in connection with providing a financial product or service to you. Nonpublic personal information does not include information that is available from public sources, such as telephone directories or government records.
  • An affiliate is a company we own or control, a company that owns or controls us, or a company that is owned or controlled by the same company that is owned or controlled by the same company that owns or controls us. Ownership does not mean complete ownership, but means owning enough to have control.
  • A nonaffiliated third party is a company that is not an affiliate of ours.

THE INFORMATION THAT WE COLLECT

We collect nonpublic personal information about you from the following sources:

  • Information we receive from you on applications or other forms
  • Information about your transactions with us
  • Information about your transactions with nonaffiliated third parties
  • Information from a consumer reporting agency

THE CONFIDENTIALITY, SECURITY, AND INTEGRITY OF YOUR NONPUBLIC PERSONAL INFORMATION

We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal standards to guard your nonpublic personal information.

NONPUBLIC PERSONAL INFORMATION AND AFFILIATES

We may disclose nonpublic personal information about you. Here are the kinds of nonpublic personal information we may disclose to our affiliates:

  • Transaction and experience information from our account records. Information about your transactions and experience with us, such as:
    • Name
    • Address
    • Account Balances
    • Account Activity
    • Types of Accounts
    • Credit Card Usage
    • Payment History
    • Deposit History
    • Parties to the Transaction
    • Social Security Number

Federal law allows us to disclose the information listed above with our affiliates. You do not have a right to opt out of the disclosure of this information.

TYPES OF AFFILIATES

We may disclose nonpublic information about you to the following types of affiliates:

  • Financial service providers, such as Waycross Bank & Trust

NONPUBLIC PERSONAL INFORMATION AND NONAFFILIATED THIRD PARTIES

Since we value our customer relationship with you, we will not disclose your nonpublic personal information to nonaffiliated third parties, except as permitted by law.

NONPUBLIC PERSONAL INFORMATION AND FORMER CUSTOMERS

We do not disclose nonpublic personal information about former customers.

If you have any questions regarding the accuracy of your account information with Guardian Bank, please contact us.

Our postal addresses are:

Guardian Bank
Main Office
701 Wildwood Plantation Drive
Valdosta, Georgia 31602

Guardian Bank
Ashley Street Office
1906 North Ashley Street
Valdosta, Georgia 31602

Guardian Bank
Norman Drive Office
246 Norman Drive
Valdosta, Georgia 31601

We can be reached via e-mail at:
customerservice@guardianbankonline.com

or you can reach us by telephone at:

(229)241-9444 - Main Office
(229)247-0002 - Ashley Street Office
(229)241-9987 - Norman Drive Office

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