Pam P. Horton

Sr. Vice President/CFO/COO

A graduate of Lowndes High School and the LSU Graduate School of Banking, Pam Horton began her banking career at First National Bank of Valdosta in 1975. After First Union's acquisition of First National Bank in 1986, Mrs. Horton served as Assistant Vice President in charge of operations for Valdosta, Waycross, and Vidalia. In 1991, she became Branch Manager of the Valdosta Office. Mrs. Horton began work with Guardian Bank in 1997 as a Vice President and Branch Manager. In addition to consumer and commercial lending, she now serves as the company's Sr. Vice President, Chief Financial Officer, Chief Operating Officer, and Investment Representative.